Territorial Bancorp Inc. - Common Stock (TBNK)

Competitors to Territorial Bancorp Inc. - Common Stock (TBNK)

Bank of Hawaii Corporation 

Bank of Hawaii Corporation is a key competitor that offers a wide range of personal and commercial banking services. Its established brand and larger asset base provide it with significant leverage in pricing and product offerings, enabling it to attract and retain a broad customer base. Territorial Bancorp may compete by focusing on niche markets and personalized service, but Bank of Hawaii's comprehensive approach gives it a stronger competitive advantage overall.

Central Pacific Financial Corp

Central Pacific Financial Corp operates similarly by providing banking services primarily in Hawaii. They compete by offering competitive rates and leveraging technology for customer convenience, which appeals to the tech-savvy demographic. While Territorial Bancorp has a strong local presence, Central Pacific holds a competitive edge with its robust digital banking solutions and larger asset base.

First Hawaiian Bank 

First Hawaiian Bank is one of the largest banks in Hawaii, and it competes directly with Territorial Bancorp by leveraging its extensive branch network and diverse suite of financial products. With a stronger market presence, First Hawaiian has the advantage of brand recognition and a wider resource base, particularly in commercial banking services, which makes it challenging for Territorial Bancorp to capture more commercial clients.

Hawaii National Bank

Hawaii National Bank focuses on providing personalized banking services in Hawaii, competing with Territorial Bancorp in customer service and local market knowledge. They emphasize community engagement, which resonates with local customers looking for a bank that understands their unique needs. Territorial Bancorp competes through a broader product offering and competitive rates, potentially appealing more to customers looking for comprehensive banking solutions.